Non Profit Christian Debt Counseling

Non Profit Christian Debt Counseling

Non Profit Christian Debt Counseling

A non-profit debt counseling service aims to restore parity to personal finances. All providers are governed by section 501c(3) of the Internal Revenue Code. The counseling session is offered to all clients' completely free of charge.

How a Credit Counseling Service Covers Expenses

Any legitimate business expenses are covered by offering debt relief programs, such as a Debt Management Plan or debt settlement program, to clients' who need to reduce their income-to-debt ratio, improve affordability or both. The main concern of clients is settling credit card debt.

The non-profit debt counseling service receives what is referred to as a 'fair share'. Whilst the amount offered varies considerably between creditors, it is typically 5.5% of the monthly premiums paid in to a debt solution. During the 1980's, this figure was as high as 17%.